- Accidental damage to underground services when you take out buildings cover
- Accidental damage to plumbing installations when you take out buildings cover
- Tracing and accessing leaks up to £5,000 when you take out buildings cover
- Accidental damage to fixed glass, sanitary fixtures and fittings with buildings policies
- Accidental damage to audio and video equipment, glass tops to furniture, mirrors and ceramic hobs within the home with contents policies
- Metered water and loss of oil up to £1,000 when you take out contents cover
Additionally, we can include:
Home assistance cover
- Legal protection is provided up to £50,000
- If your home or property is of unusual construction or use, – our specialist non-standard home insurance policy may well suit your needs. Our policy could insure the following:
- Timber framed properties
- Business use such as working from home
- Lengthy un-occupancy
- Properties in conservation areas
- Thatched
- Flat roofs – various types of construction
- Listed properties
- Second homes or let properties
Home Emergency
We work with a leading provider of home assistance products. Our services include:
- Home Emergency Cover (plumbing, glazing, locks, roofing)
- Central Heating Boiler and System Cover with Annual Service as optional
- Plumbing/Drainage Cover
- Wiring/Electrical Cover
- Lock and Key Cover
- Electrical Warranties
- Pest Infestation Cover
Loss of Keys
We can offer 2 solutions:
- Key Insurance – The policy provides a benefit of up to £1500 in respect of: locksmith charges; replacement locks; onward travel plus 2 branded key fobs for you that will help repatriate the keys if they are ever lost.
- Key Repatriation – No insurance. An effective key fob branded to your business displaying your contact number and marketing message. Customers attach the fob to any set of keys and if they are ever lost the finder simply calls a number or puts them into a royal post box. This greatly increases the chances of the keys being returned to their owner.
- Simple to administer, policy documentation available immediately.