There is a huge benefit in choosing a broker to help you navigate the cover restrictions that may apply to your travel insurance. It’s important to understand if your travel insurance covers medical and cancellation costs due to Covid. Some travel insurers are now offering some form of coronavirus cancellation cover, but there’s a huge amount of difference between insurers in terms of what’s actually covered.
Remember that most travel insurance won’t cover you if you travel against the latest Foreign & Commonwealth Office (FCO) advice. You should also check Government appointed travel corridors, listing countries, territories and regions from where you may not have to self-isolate on your return to England – although these are again changing rapidly.
For UK cover you are strongly advised to check on the Gov.UK site for the local public health restrictions in the region(s) you are travelling to.
That said, you should not be put off from getting travel insurance just because you may not be covered for all eventualities resulting from Covid. There are a many other issues that can arise, leading you to make a claim whilst on holiday such as illness not relating to the virus or a bereavement, or if you have something stolen or lose a valuable item whilst away.
At Bargate, we can help you understand which insurer will cover you for what in this fast changing situation.
Give Bargate Holroyd a call now and we can help you find the best policy to suit your needs.